While enrolled in the Debt Resolution Program, a client's unsecured debt is negotiated to a figure that is considerably lower than the current balance. This settlement is made with funds that have accumulated from client monthly payments to the escrow agent (American Payment Technologies), in lieu of their creditors. These funds are placed in an escrow account and remain there until a settlement is reached.

Because these settlements are often made on a “Lump Sum ” basis, the settlement organization is able to secure discounts that are far beyond those that are normally attained by an individual or most legal firms. The average Debt Resolution Program client completes the program in 24 to 36 months. Debt is reduced by 40%-60%, which often results in thousands of dollars in client savings.

Throughout the program, clients receive monthly statements detailing both their overall account status and any creditor activity. The Debt Resolution Program is truly developed from the client ’s perspective.

Ideal candidates for the DRP are individuals who:
    • are unable to make their payments
    • currently experiencing collections
    • have past due accounts
    • have overwhelming debt

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